How To Buy Bitcoin With Credit Card Instantly In USA & UK

A lot of Bitcoin buyers struggle to buy Bitcoin.

That’s because most of the Bitcoin services require a lot of pre-work which is sometimes confusing for many investors.

Moreover, sometimes you need to wait for days before the actual arrival of your bitcoins, and this could be frustrating for people with high time preferences like you !!

Also, I believe this wait of getting bitcoins will continue to become longer because BTC is the rarest thing available on earth, and day by day it is becoming rarer.

That’s why today we are disclosing a list of services that can help you buy bitcoins almost instantly using a credit/debit card. I know some of you might be worried about your credit card details getting stolen but don’t worry as these services are vetted ones.

So let’s get in:

Buy Bitcoin With Credit/Debit Card No Verification

#1. CEX.io

• Countries Servicing: All countries almost
• AML/KYC Requirements: Mandatory AML/KYC is required

CEX.io another reliable service that lets you buy Bitcoin with CC and the good thing is that it allows you even to sell Bitcoin using your Visa or Mastercard.

CEX.io is also a seasoned professional in the cryptosphere and has the experience of serving millions of customers all around the world. However, few countries are restricted by CEX due to regulations.

Countries restricted for payments: Afghanistan, Bosnia and Herzegovina, Bangladesh, Bolivia, Burundi, the Democratic Republic of the Congo, Central African Republic, Cuba, Algeria, Ecuador, Ethiopia, Iraq, Iran, Iceland, Cambodia, North Korea, Laos, Lebanon, Libya, Morocco, Nepal, Pakistan, Somalia, South Sudan, Sudan, Syria, Uganda, Vietnam, Vanuatu, Yemen, Zimbabwe.

If you are from countries apart from the listed above, you can easily use CEX for buying BTC using a credit/debit card. However, CEX.io requires you to complete verify your card and your identity first.

So on CEX.io, you need to follow these steps to be able to but BTC:

• Register on CEX.io using your email ID
• Go to Cards section
• Enter details of your cards
• Verify your card and identity
• Select the amount of BTC you want to buy
• Exchange fiat from your card for BTC.

Note: Here you need not provide your BTC address as coins will be delivered to you almost instantly in CEX’s inbuilt Bitcoin wallet.

Register On CEX.io

#2. Coinbase [Recommended]

• Countries Servicing: Coinbase serves 42 countries.
• AML/KYC Requirements: Mandatory AML/KYC is required

Coinbase one of the pioneer services in the cryptosphere allows you to buy Bitcoin easily using a credit/debit card that too instantly.

In terms of security and reliability, you can trust Coinbase as it has experience of serving several millions of customers in 40+ countries since 2012.

Also, it is one of the pioneers to allow Bitcoin to buy using a credit card, and in terms of volume, it easily ranks in the top 10 services dealing in Bitcoin.

However, to buy BTC using a Visa/MasterCard credit card you need to first complete a photo ID verification on Coinbase, and then you will be able to add your card in the payment methods section.

So here are simple steps to follow while using Coinbase:

• Register on Coinbase
• Complete your photo ID verification
• Go to payments method section and click the ‘+ Add Payment Method’ option
• Add your credit/debit card details to Coinbase

Coinbase will ask your permission to make certain small transactions from your credit card for making sure the payment method is working. Allow it to do so, and you are ready to buy BTC from Coinbase with a credit/debit card instantly.

And for amateurs who want to get started with Bitcoin and cryptocurrencies, we suggest you buy Coinbase Bundle worth of $100 atleast. Coinbase Bundle is a basket of 5 cryptocurrencies BTC, ETH, LTC, BCH, ETC.

Sign up Coinbase For Free

#3. Bitit

• Countries Servicing: All countries
• AML/KYC Requirements: Mandatory AML/KYC is required

Bitit is another service that is quite popular in Europe, and it is based out of Paris, France since 2015.

Bitit allows you to buy BTC using Visa, MasterCard, or Maestro powered credit/debit cards at a flat fee of 3.9 %. Also, the good thing is you can purchase up to 1500€ per week via credit/debit card

Apart from supporting credit cards, Bitit has started supporting SEPA bank transfers for users who want to buy BTC buy transferring fiat currencies to Bitit.

Bitit launched its EUR wallet feature powered by SEPA which allows customers of the 35 SEPA nations to deposit EUR into their Bitit wallet to purchases 50+ cryptocurrencies including Bitcoin

Using the EUR Wallet will cost you only 0.25% per trade and 0.15% for deposits & withdrawals (minimum €3). Plus you will enjoy the increased purchase limits up to €30,000 per week.

Register On Bitit

#4. Coinmama

• Countries Servicing: All countries almost
• AML/KYC Requirements: Mandatory AML/KYC is required

Coinmama is the fastest way to buy BTC using a credit/debit card.

Coinmama has decent liquidity of BTC on its platform and has the experience of serving more than 1.5 million customers since 2013.

To get started on Coinmama you need to log in using your email and then complete their KYC verification process by submitting relevant photo IDs.

Once you are done with this, you are ready to buy BTC via Coinmama and Bitcoin will arrive in your wallet in minutes (depending upon the load on the Bitcoin blockchain).

So to get started with Coinmama, follow these steps:

• Register on Coinmama
• Complete your KYC
• Choose your cryptocurrency (BTC)
• Click on ‘Buy BTC’ button
• Enter the BTC wallet address where you want to receive your coins.
• Finally, on the payment page select credit/debit card as the payment method.

Note: Coinmama only supports Visa & Mastercard credit/debit cards as of now and the minimum amount of buy is 60 USD (or its equivalent in EUR).

Initially, they only used to sell BTC for credit/debit cards, but with time they have too evolved with the market, and in 2018 they started supporting bitcoins via SEPA transfer for 33 Euro nations too.

Register On Coinmama

#5. Paybis

Paybis is a new contender in this list, and I have only tried it once. But the experience was good, and that’s the reason I am listing it here.

Paybis is based out of the UK since 2014 and has been providing innovative ways to the world to enter the cryptocurrency space.

As of now, Paybis supports more than five payment options such as credit cards, Skrill, Neteller, Payeer, etc. to help you buy cryptocurrencies such as BTC, ETH, LTC, XRP, BCH, XLM, BNB, NEO

KYC verification is a bit lenient here, but you need to submit your documents to get verified. After this only, you will be able to use Paybis. But believe me, the process is straightforward and happens which minutes.

So if you are someone, who is from the United States, United Kingdom, most of Europe, Germany, France, Canada, Russia, Ukraine, India, Belarus, Australia, etc. and looking for a decent alternative to Coinmama, Paybis has got your back !!

Try Paybis For Free

#6. Exmo

• Countries Servicing: All countries
• AML/KYC Requirements: Mandatory AML/KYC is required

Established in 2013, Exmo service from London, UK provides you with another fast way to buy bitcoin online with a debit card.

The liquidity on this exchange is decent and the customer support has the experience of serving +1.5 million customers from the UK, Europe, & the US.

The good thing is that Exmo support credit card purchases through Visa/Mastercard

It also provides the best deal for buying BTC using a credit card and charges only 3.45 % against the industry standard of 4-5%. There are some more payment options from which you can freely choose such as AdvCash, Payeer, Skrill, Euro Wallet, and SEPA Bank Transfer, etc.

Lastly, they also have a cashback program in which you can get up to 70% of your trading fee back if you decide to buy/sell bitcoins on it; amazing isn’t it !!

Register On Exmo For Free

#7. Changelly (buy bitcoin with a credit card, no verification required)

• Countries Servicing: All countries almost
• AML/KYC Requirements: KYC verification not required (No ID)

Changelly is yet another service that can help you quickly get your bitcoins using a credit/debit card.

Changelly is a popular cryptocurrency swapping service operating in this space since 2015 and has the experience of serving more than a million customers worldwide.

Now, apart from swapping cryptocurrencies on Changelly, you can also use a credit/debit card to buy 5 cryptocurrencies including BTC.

Another good thing about this service is that it allows you to buy bitcoin with credit card no verification (anonymously) but this service comes with a higher fee.

To get started with Changelly you need to follow these steps:

• Go to Changelly
• Choose the USD value you wish to exchange for BTC (minimum buy of $50)
• Enter your Bitcoin wallet address and click continue.
• Fill in the credit card details
• wait 10-30 minutes for your bitcoins to be delivered.

Note: Changelly has a daily limit of $20,000 and a monthly limit of $50,000 on credit card purchases. So what are you thinking now?

Get Started With Changelly

Which Is The Best Way To Buy Bitcoin Instantly With CC

Buying Bitcoin with credit cards (CC) makes many users paranoid as they are worried about their credit card details being stolen.

But so far we haven’t heard of any such news from users that have used the above-listed services. That’s why you need not, worry about the security of these services.

And if you ask me, I find Coinbase & Cex.io equally attractive for buying Bitcoin with credit but of course, both these services require you to do the KYC.

To be able to buy BTC with a credit card anonymously, see the next section.

Buy Bitcoin With Credit Card Without Verification [CC to BTC No Verification !!]

In the initial days, there were no verification or KYC requirements to buy BTC using a credit/debit card, but as the popularity and price of Bitcoin have increased over the years, it has attracted friction points like KYC or verifications while buying BTC.

However, there are still some services through which you can buy Bitcoin with credit/debit cards without going through a KYC verification.

Such services are:

LocalBitcoins (Update: Stopped services without KYC): Buying Bitcoin using a credit card without verification through LocalBitcoins is a workaround way. But anyways this method works. For able to do this exchange, you need to find a BTC seller on LocalBitcoins who is willing to accept payments using a credit card through a POS device or payment service. Once you have seen such kind of seller, you can coordinate with him/her to meet in-person to cut a deal. Of course, don’t forget to use an alias email and name while dealing so as to stay pseudo-anonymous.

So that’s all from our side in this detailed guide on buying BTC using credit/debit cards and we hope this helps you in making better decisions.

Changelly: The price of getting bitcoins without verification is quite high but using Changelly you can directly enter your BTC address and card details to get your bitcoins within minutes. The fees for this can be as high as 8-10 %, but it is fair to pay such a price for the convenience offered.

If you find this article informative? Do share it with your friends who wish to buy BTC using a credit/debit card !!

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Sudhir Khatwani

Hey there! I am Sudhir Khatwani, an IT bank professional turned into a cryptocurrency and blockchain proponent from Pune, India. Cryptocurrencies and blockchain will change human life in inconceivable ways and I am here to empower people to understand this new ecosystem so that they can use it for their benefit. You will find me reading about cryptonomics and eating if I am not doing anything else.

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