Best Crypto Payment Gateway Processor You Can Use in 2022

Bitcoin and crypto payment processors and gateways are special-purpose payment receiving tools to process cryptocurrency payments.

Any merchant or vendor with these payment gateways can start receiving cryptocurrencies like BTC, LTC, or ETH for providing goods & services to its customers.

As cryptocurrency adoption is increasing many customers are using various cryptocurrencies for their payment needs.

This is happening throughout the world. Therefore merchants are compelled to find out solutions to accept such kinds of payments. After all, who wants to lose business?

So these crypto payment processors help merchants receive, manage, and convert cryptocurrencies into fiat. Some processors don’t provide the facility to convert to fiat.

But just like your savings or current bank account you can any time take out your crypto payments to store in non-custodial crypto wallets. Many merchants are doing this because they believe in cryptocurrencies and their bright prospects.

If you are merchant here are some of the popular Bitcoin payment processors and gateways that you can use:

Best Bitcoin Payment Gateway Processor

Want to accept Bitcoin (BTC) or any other cryptocurrency in your business? Use any of these Cryptocurrency and Bitcoin Payment Processor and get started now:

#1. CoinPayments

CoinPayments a pioneer in processing cryptocurrency payments as it is serving this space since 2013.

Using CoinPayments, you a get holistic solution for accepting 1400+ cryptocoins with buy now buttons, shopping carts, auto conversion features, etc.

Their Point-Of-Sale page can also be modified as per the needs of the business and merchant. Plus the team of developers is quite helpful in integrating crypto payments for your business.

Lastly, features like multi-coin support, instant confirmations, human-readable $PayByName, and fiat conversions make the life of business owners as well as customers.

Check Out CoinPayments

#2. Paytomat

Paytomat’s goal is to simplify the usage of cryptocurrencies in everyday life and provide maximum opportunities for using cryptocurrencies both online and offline.

More than 300 merchants use Paytomat all over the world: in the USA, Canada, Iceland, Spain, Italy, Netherlands, but most of them in Ukraine, where the company is located. Merchants can use existing POS, web panel, or Paytomat’s invention mQR (merchant QR) and they do not need to buy any additional equipment or software. It makes crypto payments easy, so you can pay with crypto even on the market – the proof is here.

Paytomat participated in two accelerators: MaGIC GAP in Malaysia – the biggest one in Asia, and NUMA New York – one of the biggest in the world. During accelerators guys visited workshops, lectures, and sessions, did a lot of networking with industry key players and leaders.

Check Out Paytomat Now

#3. OpenNode

OpenNode is a payment gateway designed to accept Bitcoin first. It is a relatively new entrant in this space and is backed by Tim Draper – a pioneer VC and Bitcoin believer.

The UI of OpenNode is very clean and is easily the surest means to accept Bitcoin for any day-to-day business that you run in any corner of the world.

There are no chargebacks, and you can even upgrade to Bitcoin Lightning Payments whenever you want. Of course, all this is not free, and OpenNode takes 1% of the total transactions processed in the pay-as-you-go model.

But the good thing is, initial payments worth of $10,000 are processed for free, and you can manage your Bitcoin payments easily using their mobile app.

Lastly, the feature to convert collected BTC in fiat is too available but I think on in USD, but in the future, you can expect it to support more currencies.

Check Out OpenNode

#3. NOWPayments

NOWPayments is such a great name for a crypto payment processor that surely encapsulates the ethos of cryptocurrency payments.

Whether you are an online business or an individual looking to accept BTC, ETH, LTC, or any other stablecoins, the easiest way to do that is through NOWPayments.

NOWPayments was conceived in 2019 by the ChangeNOW team to fulfill the market’s need of having a crypto payment gateway for multiple cryptocurrencies which is easy to implement, custody-free, and has competitive fees and is available worldwide.

Aside from API, NOWPayments products include invoices, a widget, an assortment of buttons, and a range of plugins, like the one for WooCommerce.

As of now, NOWPayments supports over 30 currencies including popular stablecoins and charges transaction fees in the range of 0.4-0.5% based on the volume transacted and the good news is, this transaction fee range can go even lower if you transact more volume than 200 BTC/month.

Check Out NOWPayments

#4. Bitpay

Bitpay is another pioneering company in the realm of Bitcoin and crypto payments. It is operating in this space since the early days of Bitcoin and is based out of the US.

You can accept Bitcoin payments via POS sales, on websites, or send emails of invoices all through one app of Bitpay. Also, Bitpay integrates with 40+ e-commerce platforms to make it super easy for online merchants to accept the currency of the internet- Bitcoin.

Also, for those merchants who don’t want the volatility of crypto can opt to instantly convert Bitcoin to fiat currencies directly into their bank account.

As of now, Bitpay facilitates bank deposits in 38 countries, settled in US Dollars, Euros, GBP, stablecoins and more with a standard 1% fee.

Check Out Bitpay Now

#5. CoinGate

CoinGate prides itself on being a pioneer blockchain payment processing company. The brand is functional since 2014 and at a single place provides the option to buy/sell and accept cryptocurrencies.

Online and offline businesses can adopt cryptocurrencies quickly with the help of CoinGate and at the same time, satisfy the needs of their customers who want to pay in crypto.

With CoinGate you can accept payments in 50+ altcoins including Bitcoin and receive payout directly in your bank in USD or EUR.

Check Out CoinGate

#6. SpicePay

SpicePay helps you accept BTC, LTC, ETH like cryptocurrencies for your business and gives a free wallet to integrate with your online or offline shop.

The company is based out of London, UK and serving the needs of the market since 2013. Using SpiecPay merchants in EU regions will be able to receive their payments in 24-hours against 72 hours of credit card processors. Also, withdrawals are available in USD, EUR, GBP or CAD or cryptocurrency, manually or automatically.

If the merchant wants to hold crypto, the payment receipt is instant. Apart from that, the fee charged for the exchange and processing is also 1% compared to 2-4% of the card processors.

Check Out SpicePay

#7. BTCPay

If you are a hardcore decentralization believer and don’t want to pay for processing Bitcoin transactions, BTCPay is for you.

BTCPay is an open-source project maintained by the Bitcoin community. It isn’t a company, and thus Bitcoin payments are processed with 0% where you always control your Bitcoin.

BTC pay has no third party servers and is a self-hosted crypto payment processor that is secure, private, free, and censorship-resistant.

Check Out BTCPay 


GoUrl is another global cryptocurrency payment, solution provider. It is providing solutions to businesses and merchants since 2014 to accept cryptocurrencies safely.

By far, GoUrl has solutions for every type of business online or offline is seen as a global leader in processing crypto payments.

As of now, it has 18000+ merchants using GoUrl and support for more than 50 cryptocurrencies. Further, if the weather you want to keep your crypto in their wallet or want to convert it to fiat like USD or EUR, GoUrl supports both.

Check Out Now

Conclusion: What Is Bitcoin/Cryptocurrency Payment Gateways?

Lastly, I want to give my two cents advice to all the businesses and merchants who might use any of these processors.

Always, keep your cryptocurrencies in a self-hosted wallet like Ledger Nano X and periodically withdraw your earnings from your payment processor, if you wish to hold it in crypto.

And to those, who are directly converting each crypto payment into fiat, I would suggest strike balance and keep some in crypto too. This will help you take advantage of price appreciation too in the long run !!

If you have any questions regarding any of these processors, let us know in the comments section. If you are a crypto payments processor and want to get listed here, contact us at for a sponsored listing.


  1. As a blogger, is there any way to use any of these payment gateways to collect donations from visitors too?

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