10 Best Cryptocurrency To Invest IN Right Now In (2024)

Anthony Pompliano, Founder & Partner at Morgan Creek Digital says “History will be unkind to those who knew about Bitcoin early and did nothing.”

And I second with him.

I would also like to add that ‘history will be unkind for those who aren’t willing to adapt and embrace cryptocurrencies and blockchain technology in general.’


I don’t mean this only in the investing realm but overall in a holistic way.

But when you have the investment opportunity in this technology which can be the future of digital currency, why not do so?

Many of you couldn’t participate in the internet boom of the 90s, so why not now? When you have the opportunity knocking at your door.

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Of, course, I am not here to persuade anyone, but I want to share my thinking and tell you which are the best cryptocurrency to invest in 2022!!

But when you have the opportunity to invest in this technology, why not do so?

If you are one of those you ask your friends who are trading in cryptocurrencies What Cryptocurrencies to Invest in 2022?’

You are in the right place !!

Note: This isn’t investment advice and TheMoneyMongers Team or the Author is not responsible for any Gain or Losses. Those of you who wish to know the reasons for investing in cryptocurrencies should read this till the end.

So let’s get in:

Cryptocurrencies To invest In 2022 Quick Buy Links
Bitcoin Buy BTC Now 
 Etherum Buy ETH Now
Tezos Buy XTZ Now
Litecoin Buy LTC Now
Binance Coin Buy BNB Now
Monero Buy XMR Now
Nexo Buy Nexo Now
Cardano Buy ADA Now
VeChain Buy VET Now
Bancor Buy BNT Now

Best Cryptocurrency To Buy Right Now In 2022

Here’s a list of the Top 10 Best Cryptocurrencies to Invest in right now in 2022:

#1. Bitcoin (BTC)

First thing first:

Don’t ignore Bitcoin.

Buying Bitcoin is undoubtedly the best long-term investment in the cryptocurrency market capitalization to make in 2020. The Bitcoin price is more reasonable now, and there are very few bitcoins left to be bought.

Everything said and done, Bitcoin is still one of the most secure cryptocurrencies to invest in, and the whole cryptocurrencies market capitalization moves in its parallel. Consider it as the investment in the digital currency of future years or decades.

Furthermore, Bitcoin’s technical competence with Segwit, Schnorr signatures, MAST, MimbleWimble, Bulletproofs, Confidential Transactions, Sidechains, Drivechains, Lightning Network is growing each day making it further hard for any other cryptocurrency to catch up.

Buying Bitcoin from any popular Cryptocurrency exchange platform like Coinbase is easy and to store your Bitcoin safely a wide range of Web as well as hardware wallets for Bitcoin are available. So I don’t see any reason for not having Bitcoin in anyone’s portfolio, and it can be as high as 40-50% of the total portfolio.

Now, I know you must be getting itchy to know the next crypto in the list of best cryptocurrencies to invest in 2020 and its Litecoin.


#2. Ethereum (ETH)

I have always been bullish on Ethereum crypto, but recently its scaling problems have become a big open secret to the world.

But we shouldn’t forget that Ethereum goal is also very ambitions ‘to be the world’s computer’ and that’s why it is quite OK to expect such glitches in between.

Another thing to note with Ethereum is that the world is building on it and it has the most prominent developer’s pool in the world.

Plus Ethereum is a pioneer in the realm of decentralized applications and smart contracts which is a massive factor in itself.

However, I am not ignorant of the fact that Ethereum is very much behind in its schedule and is facing severe scaling as well as governance problems, but I think it will bounce back smoothly

Right now the prices have taken a rock bottom, and it is looking quite attractive for a long-term crypto portfolio or trading.

Disclosure: I hold 10 % Ethereum in my wallet and now after my top 5 cryptocurrencies to invest in 2020, I will share the next five. Also, don’t forget to check out some of the best ETH wallets that you can use to store your ethereum safely.


#3. Litecoin (LTC)

Litecoin, the open-source and decentralized fork of Bitcoin, created by Charlie Lee is among my second best favorite cryptocurrencies to HODL.

Litecoin was created to complement Bitcoin as silver to Bitcoin’s gold, and so far it has succeeded in that by being in the list of top 10 cryptocurrencies since 2012.

Also, Litecoin crypto has served as a testbed for Bitcoin by pioneering the implementation of segwit, atomic swaps, and lightning on its mainnet.

Plus Litecoin has sole payments usecase for which it is being used in a decent volume of trading. In this slow market also you will find on an average Litecoin is processing 25k transactions each day.

More work is being done on the scaling and privacy side by Litecoin Foundation which is committed to pushing forward the narrative of #PayWithLitecoin

I have 10-15% crypto portfolio in Litecoin and will continue to accumulate in 2020 if the market capitalization falls even below what it is now, because, the last time LTC when from $4 to $370 in a matter of 7 months.


#4. Binance Coin (BNB)

Binance, also known as Binance coin (BNB) is the native cryptocurrency of Binance exchange.

Binance own crypto-based coin was launched in August 2017 with the launch of its exchange to facilitate trading transaction fee waivers to Binance exchange users.

But now Binance is expanding its reach rapidly and is about to launch its own Binance Chain as well as Binance DEX where this BNB coin will find more utility.

Plus Binance coin indirectly benefits its users because every quarter they use 20% of their profits to buy back BNB coins and destroy them to create digital scarcity to reward BNB crypto holders. And this will go until they eventually buy 50% of all the BNB (100M) back.

This an excellent way to reward its coins holders and further with Binance Chain and Binance DEX, BNB will have more utility as well as liquidity which will eventually result in a price spike in 2020 and beyond.


#5. Tezos (XTZ)

Tezos’ is an Ethereum competitor who had a very shaky beginning even after raising $232 million in its ICO.

But now Tezos has launched its mainnet and is preparing to be the next dominant platform for decentralized applications and smart contracts.

Tezos is a blockchain that can evolve by upgrading itself. Stakeholders vote on amendments to the protocol, including amendments to the digital voting procedure itself, to reach a social consensus on proposals. Tezos supports smart contracts and offers a platform to build digital decentralized applications.

Lastly, in July 2018, Cameron and Tyler Winklevoss have quietly added Tezos cryptocurrency (XTZ) in their Winklevoss Capital (portfolio companies) which is a very bullish signal in itself.  Also, don’t forget to check out some of the best Tezos wallets that you can use to store your XTZ safely.


#6. Monero (XRM)

Looking for something private transactions and anonymous in your crypto portfolio?

Well, Monero is for you.

Monero is an open-source and decentralized cryptocurrency popular among people who value their digital privacy and security.

Monero is highly private, and that gives it a usecase. And interestingly Monero is also predominantly used in transactions in deep web and is impossible to be traced.

However, let me also point out that privacy is something that is a continuous process and even Monero earlier this year leaked out some of the transaction information but as suggested by its lead developer Riccardo that ‘there is no easy solution.’

But Monero is working on exciting techniques known as Ring signatures, RingCT, Kovri, and Stealth address to improve its transactions and privacy mandate, that’s why it is a more strong contender than Zcash when it comes to investing.

Plus, Monero has its inflation rate much lower than Zcash which is another good reason to have atleast 3-5% Monero in your portfolio. Also, don’t forget to check out some of the list of top Monero wallets that you can use to store your XMR safely.



Nexo – The world’s first instant crypto-backed loans is powered by Credissimo – a leading European FinTech group having a track record of 10 years.

So if you are someone who isn’t willing to part away with its cryptocurrencies in this bear crypto market and still wants equity for it, you can use Nexo.

Nexo loans are instantly issued when you collateralize your cryptocurrencies. As of now, Nexo supports 200+ jurisdictions and 40+ popular coins and gives real dividends to Nexo token holders which are even more than S&P500 companies.

So if you are looking for a blockchain project that is working and generating profits for its stakeholders, Nexo is the one you should look at this time.


#8. Cardano (ADA)

Cardano is the third generation blockchain platform for developing decentralized applications and smart contracts.

It is also an open-source and decentralized platform like Ethereum but is being built on a higher promise of being scalable, governable and interoperable.

Also, before developing Cardano, its paper has been thoroughly peer-reviewed and is solely based on high-quality academic research.

If you’re looking for long-term investing, Cardano coin can be a really good fit for your cryptocurrencies portfolio. Cardano has a very long roadmap that doesn’t seem to reach completion in a few months but the blockchain is live.

Next Cardano has a new smart contract language which will take some time to get traction from developers.

So because of this Cardano is a long-term investment but I certainly believe it is going to be a fierce competitor for Ethereum and another smart contract platform. Also, don’t forget to check out some of the popular Cardano wallets from our recommended list that you can use to store your XMR safely.


#9. VeChain (VET)

Vechain is a new enterprise-level blockchain solution provider aiming to leverage blockchain technology to build a trust-free and distributed business ecosystem, which is self-circulating and scalable.

Earlier in 2017, they were focused on becoming a supply chain management blockchain harnessing IoT-based technology, but later they expanded their vision.

So far they have successfully implemented blockchain technology solutions across various industries such as luxury goods, liquor, and agriculture.

And do not take me wrong because these use cases go beyond the Proof-of-Concept level and have already been launched on the market globally.

VeChain recently rebranded to VeChain Thor with its new vision and now has its own blockchain which is being developed for future scalability.


#10. Bancor (BNT)

A lot of you might not agree with me as I am putting Bancor here, but Bancor’s liquidity network is worth talking about in this highly illiquid market capitalization, especially when security tokens are out.

Bancor is the world’s first decentralized liquidity network redesigning the way people create and share value by ensuring continuous on-chain liquidity between blockchain-based assets.

And the good thing about Bancor protocol is that you can get liquidity for almost any token which is a rarity in the cryptosphere.

And it has its native BNT token that helps keep a reserve and provide liquidity, so in my opinion, it is a gem to have in your portfolio.


Still, Confused?


Cryptocurrency investment (decentralized, open-source ones) doesn’t depend on your country or geography, so it doesn’t matter where you are!! So feel free to invest in these cryptocurrencies from the UK, US, Australia or India.

Lastly, when you are investing in cryptocurrencies from time to time, you should have good wallets to keep your funds safe. That’s why here I have listed only those cryptocurrencies that have decent wallets to hold these cryptocurrencies.

PS: I have Ledger Nano S and Trezor to safeguard most of my cryptocurrencies. [Enjoying right now Ledger Nano X as it is much superior to both of these wallets, read my review of Ledger Nano X here. ]

So that’s all from my side today, and now you tell us which ones are your favorite or which cryptos are you picking for 2022?

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Sudhir Khatwani



  1. I’m guessing these are the coins YOU ARE CURRENTLY HODLING. You left out projects like Chainlink, Zilliqa, ICX, Ardor etc that have real use cases that go beyond proof of concept. For instance, Ardor already have a working product ! As for Chainlink – well you google it. (See what I did there ?)

  2. do you have information about pivot(pvt) token friend’s of main introduced it to me and said has great potential what do you think about it? according to play store pivot app has 3 million download.

      1. Hello sir, what do you think about investing in:


        The projects I see are quite interesting.

    1. Stay away from it. They are not even active. Why are you even looking beyond BTC, ETH, LTC in the current market…but still your choice !!

    2. Treos.io is an up and running platform any thoughts? They are holding of putting it on exchanges for the big plan a head

  3. Well for me when it comes to investment, I have been more interested in cryptocurrency, so since retirement this year I have been investing. Also most investment are insured which reduces your risk of loss to the minimum.

  4. Hi sir,I want to invest in Bitcoin. So which site is the best?
    I exchanged my bitcoins with Changehigh site but they blocked my PayPal account.
    What’s wrong with the Changehigh site?

  5. Hi looking for advice please 🙂 my husband accidently invested in a.b capitals instead of (intended) bitcoin he had previously read info about by clicking on the wrong link in email.. Do u know anything about A.B CAPITALS please and should he be worried? Thanks in advance 🙂

    1. XLM is good. Looks better than XRP. COMODO, I am not sure. But none of these for the long term but for short term profits you can accumulate.

  6. Hi i am a first time investor and i wanted to invest in Libra cryptocurrency is it worth it please advise me since i do not have a lot of funds or which is a more better cryptocurrency to invest for the long run

    Thank You

  7. I recently learned about Utopia and its cryptocurrency Crypton, do you think it’s worth doing this or not?

    1. Yes, BAT- Basic Attention Token, I have heard. I hold it in some quantity. But not on my list of long term HODL.

  8. hi,, so much talk about XRP,. its also listed in top 5 cryptocurrencies,. and all the talk about it being a global domination for payments,, Dont u think XRP is a good investment? i been following all these videos about the price going to the Moon!! can u advise,, have u bought any XRP?
    thank you

  9. Hi, i invest 2 monts ago in BTC , OMG , LSK ,EOS , BCH ,TRX and recently in XEM , ETC , XTZ , ADA . What do you think it’s worth anyone ?

  10. hi. i wanna invest on cryptocurrency especially bitcoin, but i read a lot of view that its price(bitcoin) drop of 7k , if i should buy or not now? please help me. i am a student and i wanna earn money for continuing my education.

  11. Hello Sir.. I’m considering Crypterium as a good for investment asset. What you take on it please?… CRPT.

  12. Hello Sudhir,
    May I seek your view please on Power Ledger’s POWR and Encrypgen’s DNA tokens.
    In the height of the fervour a few years back their business models were compelling.
    (At least to me and number of other parties).
    Thank you, Peter

  13. Hello Sudhir,
    Thank you for all your help in understanding the values of Cryptocurrencies. My question to you is being new in the investing field and not having a huge amount to invest, which cryptocurrency will be beneficial for me in long term UPHOLD?
    Thank You.

      1. Hello sir
        Please give your suggestion regarding
        1. Neo
        2. Eos
        3. Ripple
        It will be highly useful.

  14. Hello Sudhir, could you pls reply to my question re POWR and DNA. If it requires some research I think it will be beneficial and also appreciated. Thank you, Peter

  15. hi sir
    is it safe to trade NEXO for day profit?
    if not,kindly advise me on a coin i can trade during the day for profit?

  16. I’m relatively new to crypto. I hold mostly XRP (because that’s what someone instructed me to do) but I recently bought Bitcoin, chainlink and orchid. Could you give me one coin to invest in longterm and one coin to invest in short-term? Or any advice you can give that would be useful for the market today.

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