Which Cryptocurrencies Will Survive In Next 5 Years

I think you will agree with me when I say:

Cryptocurrencies are highly risky but rewarding too.

Risky, because you never know which cryptocurrency may go up or down on a given day.

Also, if you put on the lens and see history, it is found that most of the top ten spots on CoinMarketCap have kept on changing with time.

In other words, the attrition rate of cryptocurrencies in the top ten positions has been unusually high, but where do they go after being out from the top ten positions?

I know some of you might be thinking, they go dead, but that’s not the case because these blockchains are highly resilient.

For example, take a look at Dogecoin, it has been here for almost five years now, but it has not died yet.

Well, though many cryptocurrencies keep sliding further down and down, which naturally makes investors ask about its chances of surviving.

This happens especially in a bear market where investors often ask…will my coin survive this bear market??

And to ease out anxious investors, I thought of sharing my views on which cryptocurrencies will last this bear market and atleast for the next five years.

So let’s get busy in that:

10 Coins Which Will Survive This Bear Market??

Which Crypto Coin Will Survive Quick Buy
Bitcoin Buy BTC Now
Pundi X Buy NPXS Now
Ethereum Buy ETH Now
Htmlcoin Buy HTMLCOIN Now
Litecoin Buy LTC Now
Zcash Buy ZEC Now
Monero Buy XMR Now
Binance Coin Buy BNB Now
Tezos Buy XTZ Now
Decred Buy DCR Now
Cardano Buy ADA Now

But before I list the coins that I think will survive the next five years, I want to address a more general query where people ask, i.e., ‘can more than one cryptocurrency survive?’

Well, my answer is simple: Yes (!)

That’s because one cryptocurrency, i.e., Bitcoin, will not be good enough for various usecases.

For example: when Bitcoin becomes even more accessible and pricy, it is highly likely that the Bitcoin transaction fees will be unaffordable for many of us. Of course, we have the Lightning Bitcoin, but that will take some more time and education for adoption.

That’s why I think it will not be a zero-sum game where you have only one coin to rule them all.

And this brings to me to my list of coins that I think have a high probability of sticking around for atleast five years or more. So stick with me as I am going to elucidate my reasoning behind every pick.

So let’s get in:

Top 10 Cryptocurrencies Which Will Survive In 2020 & Beyond

1. Bitcoin

Given the kind of bear market we were in 2018, doubts started creeping in the heads of many Bitcoin HODLers, ‘Will Bitcoin Survive 2018 or 2019.’

Me: Always laughing at such concerns…

Coming back to the point, 2019 is already here, and the good news is Bitcoin has survived 2018 and, in fact, will survive 2020 also even if that happens to be a continuation of the bear market.

I was laughing before because such concerns are of amateur investors who just came here to get rich quick and don’t have the capability or time to appreciate Bitcoin.

Bitcoin is the world’s hardest money, and hard money doesn’t die like this. See Gold, for thousands of years it has remained a superior form of money, and after so long also it holds value.

On the other hand, I understand the concerns of technical people who say, what if a self-destructive bug is found in Bitcoin?

Well, that can certainly happen, and I am too not ruling that thing out because at the end of the day it is just a software.

But mind you, some of the best and brightest minds are working on this software. There are innovative solutions such as Segwit, Schnorr signatures, MAST, MimbleWimble, Taproot, Bulletproofs, Confidential Transactions, Sidechains, Drivechains, Lightning Network are being worked upon make Bitcoin more usable.

So in my opinion with the hard work of so many people and users behind it, Bitcoin has already become too big NOT to fail.

Come after 10 years (not 5) and see what great things we have achieved with Bitcoin…


NPXS’s goal is to make cryptocurrencies more accessible for people across the borders and especially promote cryptocurrencies as a form of payment amongst retailers and consumers alike.

Pundi X team is innovating and applying crypto tech with real-world use cases such as cards and XPOS point of sale devices and building things for the acceptance of NPXS tokens for real goods and services.

They are doing this with the vision of increasing retail intelligence, marketing & loyalty programs as well as inventory & order management systems, where the XPOS Point-of-Sale device could help to support digital commerce worldwide.

Furthermore, NPXS’s usecase is to be used as loyalty awards for a deduction of transaction amount which will encourage consumers to use Pundi X to make purchases.

For store owners, it is an opportunity to increase revenue, customer satisfaction, and further increase Pundi X’s business network opportunities.

3. Ethereum

Next buzz is around Ethereum’s meteoric downfall of 2018.

2017 was the year when Ethereum rose to $300 from $4 and finally crossed the $1000 mark, but that party has ended now.

This has made many skeptics as this question, i.e. ‘Will Ethereum Survive?’

Well, open CoinMarketCap and see for yourself it has survived, but I think skeptics are asking the wrong question.

The right question should be ‘Will Ethereum deliver its promises?’

And I think it will.

Ethereum has one of the most substantial developer community working on it, and numerous ICOs (real ones) and DApps are already live on it.

Of course, I second with you on its scaling issues, but finally, it will be taken care of sooner or later.

But I also understand that this can result in Ethereum losing its advantage of being the first decentralized platform for smart contracts.

And this thing Ethereum’s creators also understand that’s why they are frantically working on scaling solutions such as sharding, plasma, proof of stake, etc.

All these will make Ethereum suitable for many usecases which requires a highly decentralized blockchain to host their applications or smart contracts, and that’s why Ethereum will survive.

But lastly, I must say, nobody knows what will be the price of Ethereum by then because we are yet to understand the valuation model of cryptoassets.

4. HTML Coin

HTMLCOIN launched in 2014 is carrying the ethos of HTML language in the crypto world to make an open business model for the digital age which will be based on blockchain.

HTMLCOIN incorporates the best of both the world’s i.e. Ethereum and Bitcoin making it efficient, fast, and reliable to use.

It is easy to use and comprehensive enterprise blockchain platform to equip businesses, entrepreneurs and individuals with equal opportunities in a blockchain world

HTMLCOIN is the GAS token that powers all of the transactions and data entries on the ALTHASH blockchain, which is the underlying blockchain available for all to use.

Some of the notable projects of Htmlcoin are securing newborn birth data on the blockchain, Codex, and Cryptic Mag where Codex is an Upwork like freelancing platform with a token ecosystem and Cyptic Mag token incentivizing subscribers of content.

You can buy Htmlcoin from a number of crypto exchanges such as HitBTC, STEX, FatBTC etc.

5. Litecoin

Litecoin is another cryptocurrency that is likely to be here when you visit TheMoneyMongers in 2023.

Litecoin created by Charlie Lee is considered as silver to Bitcoin’s gold and has so far served as a testbed for Bitcoin.

Whether it be Sewgit, Lightning Network or Atomic Swaps Litecoin has pioneered all these before Bitcoin and thus served as a testing ground in real-time.

Furthermore, Litecoin is easily in the top 10 most transacted cryptocurrencies on a daily basis which itself is a huge thing.

Lastly, Litecoin has been here since 2011 and has consistently been in the top 10 cryptocurrencies of CoinMarketCap.

Of course, past performance is not an absolute indicator to look into the future, but still, you can get some idea as for how things might play out.

Litecoin Halving is also around, that’s why Litecoin is here to stay as a more of transactional currency as well as the testbed for Bitcoin.

Get $10 worth of free BTC when you buy $100 or more worth of Litecoin from our exclusive Coinbase invite for you. You will also get future fee reduction benefits if launched by Coinbase.

For European or UKCEX.io is providing a steal deal if they buy BTC from it using credit cards & bank accounts.

6. LCX

The trend of exchange-based tokens has been well received in the cryptosphere and LCX, the Liechtenstein Cryptoassets, the world’s first licensed security tokens exchange has also made its native token i.e. LCX. In November 2018, LCX claims to have been granted a Business License of the Liechtenstein Ministry of Economic Affairs. LCX AG was found in April 2018 and is headquartered at the Principality of Liechtenstein.

For the initiated, their initial product LCX terminal is a multi-exchange trading platform allowing users to trade cryptocurrencies 24/7 on all the major crypto exchanges from a single interface. LCX terminal is connected to 15 exchanges and thus enabling you access to 5249 total trading pairs with decent daily trading volume.

Its token LCX  is a utility token that has its usage within the exchange ecosystem. The token may be used to pay all fees associated with the services offered by LCX AG. The LCX Token can be used as a voucher to pay fees, such as fees for LCX terminal subscription; fees for custodian solutions LCX Vault; fees for exchange transactions for all crypto assets; exchange fees for fiat-crypto-fiat transactions; processing fees; and other fees within the LCX ecosystem.

7. Zcash

Zcash- the controversial fork of Bitcoin that went live in October 2016 is another contender in this list.

Controversial because at its launch it was trading higher than Bitcoin’s price and apart from that it has attracted its fair share of criticism in 2017 about having a backdoor, a trusted set-up, and other security concerns.

But one thing is sure i.e., if there is no trusted set-up then this is undoubtedly the most secure and private cryptocurrency that uses a zk-SNARK protocol.

And so far it has withered the test of the time, and no backdoor has been exploited yet. That’s why riding on that confidence it has garnered support from the darknet and other privacy-centric users.

Right now Zcash is easily in the top ten cryptocurrencies in terms of the number of daily transactions and given these facts it is likely to be here in the next five years also. (provided there is no backdoor as alleged before.)

8. Monero

Monero is another must-have cryptocurrency in this list given the fact it was the very first cryptocurrency that tried to attack privacy usecase in the realm of cryptosphere.

Monero is based on the CryptoNight proof of work algorithm and is mineable using GPUs rather than ASICs. This one reason has garnered a decent distributed network.

Apart from that its early day use in AlphaBay like deep web websites shows that there is enough need for such decentralized and private money.

However, Monero is still a work in progress to obscure your full transactional privacy, but in early 2017 it showed us that it is not easy to find its traces. See this statement by law enforcement agency who was investigating AlphaBay scam.

Lastly, Monero is also working on techniques such as Ring signatures, RingCT, Kovri, and Stealth addresses to improve its privacy mandate, that’s why it is a contender in this list.

9. Binance Coin

Binance Coin (BNB) for those of you who don’t know is the native cryptocurrency of Binance exchange (the world’s largest crypto exchange).

BNB initially found its usecase as a transaction/trading fee reduction coin for Binance exchange traders and have also rewarded BNB holders via coin burns.

Now Binance is aggressively expanding and has decided to launch its own Binance Chain and Binance DEX where BNB coin or Binance Coin will play a central role in their utilities.

That’s why Binance is like the rising sun that will rise every day in my opinion given the fact its leadership under CZ has been phenomenal.

10. Tezos

Tezos is my most anticipated picks for this list of crypto survivals and precisely because it is doing some things right.

Of course, I am aware of its initial controversy, but that doesn’t stop me from putting Tezos here because this is one of the few serious competitors to Ethereum.

Tezos, for those of you who don’t know, is a decentralized blockchain platform for hosting smart contracts and DApps like Ethereum.

But it promises to be more scalable and governable than Ethereum because it can evolve by upgrading itself.

Also, it is very well funded as it raised $232 million in its ICO and offers solutions for on-chain governance as well as formal code verification which is an improvement over Ethereum.

That’s why Tezos should be here in 5 years.

11. Decred

Decred is setting a new benchmark in blockchain governance, and that’s the reason it is on my radar today.

Decred, for those of you who don’t know, is an open-source and decentralized cryptocurrency that has a hybrid consensus mechanism, i.e., proof of work and proof of stake both.

Decered was proposed in 2013 and is a fork of Bitcoin protocol.

Decred’s on-chain governance model is far superior to any other I have seen so far where upgrades of blockchain can be done automatically and efficiently by engagement of DCR token holders.

12. Cardano [Bonus]

Many investors ask ‘Will Cardano Survive?’

Well, I believe it will, and here is it what I want to share with you:

Blockchain 3.0 is a new breed of blockchains that are gaining traction nowadays.

And why not also when 3.0 provides solutions for the challenges faced by blockchain 1.0/2.0 and Cardano is one such 3.0 blockchain.

Cardano is another realistic competitor to Ethereum for developing decentralized applications and smart contracts.

This is precisely because Cardano promises to be scalable, governance, and inter-operable which Ethereum lacks as of now.

Plus there has been thorough academic research behind Cardano before implementing its every module, but that’s another reason for Cardano’s very long roadmap.

So because of this, Cardano is a long-term hold but I certainly believe it is going to be a fierce competitor for Ethereum given the fact it’s founded by one of the early Ethereum’s co-founders.

Now You Tell: Which Cryptocurrencies Will Last According To You?

So this is my list and reasonings as for which coins or cryptocurrencies I see lasting for five years or more.

I know some of you might also be disappointed by not seeing Ripple and Tron in this list, but the fact is I don’t believe that much in them.

Also, remember:

I am not your investment advisor; I am just an early adopter of cryptocurrencies who knows a thing or two and likes to share with you as a hobby.

Lastly, I am invested in all these cryptos that I have listed, and now I want you to share with us, which cryptocurrencies you think will last by 2023, and why? Do write to us in the comments section below 🙂

Sudhir Khatwani



    1. @Hey Amir

      No one cares if it survives or not. However, I think it will but it’s not crypto for the people, it’s for banks.

    1. It is not interesting. It is useful though and will survive for more years being a stablecoin.

    2. New to crypto. You hv explained the concept and painted a picture of what blockchain and crypto is about. I’m spiritual so I caught on to a lot of number messages and its meanings. Especially with the halving breakdowns. Are you going to write anymore? Can you provide a source or technique IN figuring out other crypto dates with reward?

      Im taking notes and was curious if you could breakdown explanations about the difference between coins & tokens, and their usescase when it comes to buying crypto? I.e.
      If you where to buy and hold options for a coin like BTC without having the up and down trading wars. Would the coin miss out on gains?
      We hv the bitcoin halving upon us. Why is the ADA/USD cost more from the option to buy same crypto with ADA/USDT or BUSD/ADA…the cost of these crypto are fractions of a penny?

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